Why The Mortgage Man?

Why do they call me the mortgage man? I started my career in finance with Beneficial Consumer Discount in 1986 and became a collection manager.  Once I was given the option of moving out of town to manage my own branch, I decided to pursue a career as a Mortgage Underwriter with Merchants Bank of Allentown in 1988.  Once I had a thorough understanding regarding collections and underwriting, I took a job with Meridian Bank as a mortgage loan officer.  I continue to service 27 real estate offices and builders in three counties ( Monroe, Northampton, Lehigh ).  When Meridian was being sold to another bank, I decided to go out on my own as a Mortgage Broker in 1997.  I've owned my owns business for 16 years and know all the ins and outs of the mortgage industry.  I've seen interest rates as high as 16% and as low as 2.5%.  I've witnessed market bubbles, corrections, booms, busts, short sales, foreclosures, bankruptcies, wrap around mortgages, recasts, bridge loans, divorces, identity theft, fraud, subordinations, straw buyers, owner financing, hard money lending, and many other situations in my years in the industry.  Through it all, I've used my knowledge, experience, and contacts to help over 5,000 families purchase their home. I have almost any program or lender to get the job done.  If I do not, I know who may be able to help a potential home owner purchase their home.  It takes just one phone call to get the right answer!  Please call me with any situations or scenarios that you wish to discuss in confidential manner.


Andy Williams NMLS # 118317
President
Abacus Regional Mortgage
484 695 5972

Lexington Law

Is there a reputable company to rehab people's credit who doesn't just take consumer's money? I don't know where this company came from or how long they've been in business, but I've heard their name mentioned many times in the past few months.  For years, potential home buyers have asked me for recommendations on whom they can go to for credit disputes and resolutions.  Until now, I wasn't recommending anyone because all the companies appeared to do the same thing.  They take your hard earned money and don't improve your credit score at all. I told my customers the same thing.  " Until I find a company that actually improves credit scores and actually earns their money, I don't recommend anyone as being reputable".

Lexington Law has been a company whom I've heard many wonderful stories from adding 100 points to a borrower's credit score within a few months, to removing old collection accounts that were in dispute within 30 days.  I will highly recommend them to anyone who asks for a reputable company that actually does what they say they are going to do for a consumer.

Andy Williams
President
Abacus Regional Mortgage
484 695 5972
NMLS # 118317